$5100 PRICE REDUCTION + $3000 seller paid closing cost with accepted offer + USDA ELIGIBLE! What an amazing deal! For more information and photos click here!
1553 Old Coach
Kernersville, NC 27284
1553 Old Coach
Kernersville, NC 27284
Monday, January 27, 2014
Friday, January 24, 2014
Move in ready home in Oak Ridge Farms
Gleaming floors throughout this one level home with a one car garage, deck, front porch, and much more! For more information and photos of this home click here!
2997 Mabel Trail
Boonville, NC 27011
2997 Mabel Trail
Boonville, NC 27011
Thursday, January 23, 2014
Welcome home to Boonville!
Wonderful one level home with inground pool AND awesome finished basement in quiet but convenient location! For more information and photos of this home click here!
102 Meadowview Dr
Boonville, NC 27011
102 Meadowview Dr
Boonville, NC 27011
Wednesday, January 22, 2014
Quaint cottage in wonderful Ardmore!
Great opportunity for 1st time home buyer, investors or empty nesters looking to down size. For more information and photos of this property click here!
346 Crafton Street
Winston-Salem, NC 27103
346 Crafton Street
Winston-Salem, NC 27103
Tuesday, January 21, 2014
The Value of a Great Negotiator
There have been many times in my career where, let's face it, I have just made some clients mad. It wasn't that I was being unprofessional, or rude, or unkind... just that I was presenting an accurate picture of the market. And, unfortunately, the accurate picture was not the desired picture. At times, there is room for flexibility, but at other times there just simply isn't. So, the customer would perhaps leave the meeting with a bad taste in his mouth thinking I was just too stubborn and too bull-headed.
But isn't that just the type of agent you want? When negotiating for a buyer or a seller, don't you want someone who is tactful, business like, but not easily swayed? They need to be able to present their argument and stick to it. Now, it is a very common misperception that negotiations are always combative and adversarial. They simply aren't. More times than not, the buyer, buyer's agent, seller, and seller's agent are able to work harmoniously (if not together) towards a common goal. But, because the chance exists that it may be adversarial (aka "snarky"), wouldn't you want someone on your side whom YOU weren't even able to wear down?
Just a new way to look at things...
But isn't that just the type of agent you want? When negotiating for a buyer or a seller, don't you want someone who is tactful, business like, but not easily swayed? They need to be able to present their argument and stick to it. Now, it is a very common misperception that negotiations are always combative and adversarial. They simply aren't. More times than not, the buyer, buyer's agent, seller, and seller's agent are able to work harmoniously (if not together) towards a common goal. But, because the chance exists that it may be adversarial (aka "snarky"), wouldn't you want someone on your side whom YOU weren't even able to wear down?
Just a new way to look at things...
Monday, January 13, 2014
RATES
|
CURRENT
RATES
|
1/13/14
|
|
Conventional
15 Yr, Fixed to 95% LTV
|
3.625
|
|
Conventional
30 Yr, Fixed to 95% LTV
|
4.625
|
|
Conventional
7/1 ARM
|
4.0
|
|
Conventional
30 Year Fixed 97% LTV (half point origination required)
|
5.125
|
|
FHA 30
Year Fixed
|
4.25
|
|
VA 30
Year Fixed
|
4.25
|
|
USDA 30
Year Fixed
|
4.25
|
|
All above rates quoted with no
points origination unless otherwise noted
|
|
|
NC
State Bond with DPA
|
4.75
|
|
NC
Bond loan requires 1% origination
|
|
|
Jumbo
30 Yr. Fixed to 80% LTV
|
4.625
|
|
ALL RATES SUBJECT TO CHANGE WITHOUT
NOTICE.
|
|
|
CREDIT SCORE AND LOAN AMOUNT
ADJUSTMENTS MAY APPLY. FOR INTERNAL USE ONLY.
|
|
Friday, January 10, 2014
New Mortgage Regulations and What They Mean for You
We received a wonderful explanation of what the new mortgage regulations (effective Jan 10) mean from our in-house lender, Tina Shields. Without going into all the specificities, I will say that borrowers (and their agents) should expect:
-- Even more questions by loan underwriters (so if you thought your last loan involved an invasion of privacy, get ready...)
-- Even more needed documentation (you will need a paper box instead of a shoe box to transport it all)
-- Additional checks and balances (this means the lending process will on average be longer)
If you have questions about what this means for you, please don't hesitate to contact us.
Agents, as an aside, PLEASE educate your borrowers so that the expectations of all parties are realistic!
-- Even more questions by loan underwriters (so if you thought your last loan involved an invasion of privacy, get ready...)
-- Even more needed documentation (you will need a paper box instead of a shoe box to transport it all)
-- Additional checks and balances (this means the lending process will on average be longer)
If you have questions about what this means for you, please don't hesitate to contact us.
Agents, as an aside, PLEASE educate your borrowers so that the expectations of all parties are realistic!
Friday, January 3, 2014
The Shore Team
I know I have mentioned and hinted relentlessly, but I am so excited to now say it's official! The Shore Team has grown! Ellen Mulheron has joined our team, and we couldn't be more thrilled. Her enthusiasm, work ethic, and attention to detail are unparalleled (and I speak from experience -- our desks have been beside each other for weeks now so I have seen firsthand that the woman is just RELENTLESS!). Whether a first time buyer or luxury seller, she offers insight and life experience from prior careers that really make her an asset to our team. Read about ALL of us at www.TheShoreTeam.com! We are ready to go in 2014, so please contact us today for ALL of your real estate needs in the Triad!
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